ZA Bank’s first-half net profit rose 44% year on year to HK$70.6 million as growth in wealth management drove fee income to a record high.
The Hong Kong digital bank recorded its first half-year profit of HK$49 million in the same period of 2025, following its first monthly profit in 2024. fintechnews.hk
Net revenue reached HK$578 million in the six months ended 30 June 2026. Its net interest margin rose to 2.99%.
Net fee and commission income increased 76% year on year to a record HK$123 million for the period.
Stock turnover rose nearly sevenfold, while investment assets under management (AUM) increased 155%.
ZA Bank also expanded its investment services through the Wealth Management Connect Southbound Scheme and business banking investment services.
Calvin Ng, CEO of ZA Bank, said,
“Our industry-outperforming net interest margin, combined with record-high net profit and non-interest income, fully validates the strength and sustainability of our “product-driven, user-first” model.
As we embark on a new chapter, we will continue to deepen our one-stop services spanning wealth management, investment and spending, rewarding every vote of confidence with a reliable, efficient and human-centric digital banking experience.”
Featured image credit: Edited by Fintech News Hong Kong, based on image by bunditinay via Magnific