Trio AI, a Hong Kong-based AI infrastructure service provider, has signed a MouU with AbbyPay, a POS-free digital payment brand under The Payment Cards Group Limited (PCG), on 26 November, marking the start of their strategic partnership to integrate AI into payment processing.
Trio AI provides secure, scalable AI computing platforms that support end-to-end model applications.
PCG operates Asia’s first cloud-based processing and settlement platform and holds principal memberships with major card schemes and e-wallet networks.
The partnership aims to combine Trio AI’s AI capabilities with AbbyPay’s payment infrastructure to develop intelligent solutions for payment security, efficiency, and operational optimisation.
According to the MoU, joint initiatives include real-time fraud detection, optimised transaction routing, dynamic risk scoring, and deployment of scalable global infrastructure to support transaction growth and facilitate global expansion.
AI-driven process automation is intended to support reconciliation, preliminary review of abnormal transactions, and compliance checks, while biometric verification aims to enhance security and user experience.
David Chung, CEO of Trio AI, said:
“This partnership will fully unleash the potential of AI to power a comprehensive upgrade in payment processing. We will work with AbbyPay to develop a robust and scalable system that enables quicker and more intelligent transaction handling while enhancing fraud protection.”
Beatrice Tai, Co-Founder and COO of PCG, added:
“Our strategic partnership with Trio AI represents not just a technological upgrade, but our shared commitment to the future of payments. By deeply integrating AI into payment processing, we aim to advance risk management, operational efficiency, and user experience.”
PCG also announced the official launch of the AbbyPay SoftPOS solution on Google Play.
The app enables merchants to accept payments on NFC-enabled Android devices without traditional POS terminals and supports over 14 major payment methods, with security certifications including PCI DSS Level 1 and CPoC standards.
Featured image credit: Trio AI