WeBank, China’s first digital bank, along with its subsidiary WeBank Technology Services, made its debut at the Hong Kong Fintech Week x StartmeupHK Festival 2025, signalling a step in their international expansion.

At the event, WeBank presented its work in technological innovation, practical applications, and inclusive finance.

WeBank Technology Services highlighted its focus on technology exports and establishing a strategic presence in Hong Kong.

The Hong Kong Fintech Week x StartmeupHK Festival, jointly hosted by the Financial Services and the Treasury Bureau, the Commerce and Economic Development Bureau, and InvestHK, ran from 3 to 7 November at the Hong Kong Convention and Exhibition Centre. This year’s theme was “Curating the New Fintech Era.” The event drew over 37,000 participants from more than 100 economies, with more than 800 speakers and over 700 exhibitors.

On the first day, John Lee, Chief Executive of the Hong Kong Special Administrative Region, and other government officials visited the WeBank booth.

WeBank shared its inclusive finance products, distributed core banking system, AI applications, and Web3-inspired digital artworks.

The bank’s proprietary distributed core banking system supports annual IT O&M costs per account of US$0.3, peak daily transaction volumes exceeding 1.4 billion, and system availability of 99.999%.

To date, WeBank has served over 430 million individual customers and more than six million MSMEs.

With the development of AI, WeBank is positioning itself as an AI-native bank, deploying over 100 AI-focused applications, more than 730 agents, and over 50 digital employees to improve efficiency.

At Fintech Week, the bank demonstrated its AI-native banking roadmap, selected AI use cases, and a live interaction with its digital employee, Emily Ye.

Henry Ma, Executive Vice President and Chief Information Officer of WeBank and Director of WeBank Technology Services, said:

Henry Ma
Henry Ma

“The financial industry is undergoing a profound transformation, and the future of AI-native banking is within reach. We are leveraging AI to empower business processes, create digital employees, and explore next-generation human-AI interaction models to make financial services smarter and more inclusive.”

WeBank Technology Services aims to establish its Hong Kong headquarters as a global sales and innovation centre.

Building on WeBank’s capabilities, it offers digital finance and infrastructure solutions internationally, supporting financial digitalisation and local digital economies.

The company has expanded into Hong Kong, Indonesia, Malaysia, and Thailand, engaging with over 20 potential partners and securing cooperation agreements exceeding US$100 million.

 

Featured image credit: WeBank