Hong Kong digital bank livi bank reported a full-year profit of HK$21 million for 2025.
For the year, total operating income increased 49% year on year to HK$327 million.
Total operating expenses declined 28% to HK$254 million, while net interest income rose 8% to HK$232 million.
On the balance sheet, customer deposits increased 19% to HK$3.5 billion, while customer loans grew 49% to HK$2.9 billion.
“2025 marked an important milestone for livi as we celebrated our fifth anniversary and achieved a full-year profit for the first time,”
said Kennis Chong, Chief Executive of livi bank.
“This achievement reflects our disciplined growth strategy, continued diversification of revenue streams, and focus on maintaining operational efficiency.”
Looking ahead to 2026, the bank said it will focus on broadening its financial services and expanding its fintech solutions to support a more inclusive financial ecosystem.
Featured image credit: Edited by Fintech News Hong Kong, based on image by Kennis Chong via LinkedIn