Endowus, an independent wealth advisor and investment platform in Asia, has launched its Income Enhanced Portfolio, available to professional and accredited investors in Hong Kong and Singapore.
The portfolio is designed to provide diversified income solutions, drawing on a broader range of opportunities to manage risk and potentially enhance returns.
As global interest rates begin to ease and yields on traditional income products decline, investors are seeking reliable income without excessive concentration risk.
The Income Enhanced Portfolio offers two approaches: Conservative and Aggressive.
The Income Enhanced Conservative strategy aims for reliable income with a focus on capital preservation.
It combines an investment-grade fixed income core with additional return sources, including absolute-return fixed income funds, where returns are less dependent on market movements.
Specialist manager selection also contributes to portfolio performance.
Samuel Rhee, Chairman and Group Chief Investment Officer, said,
“Income investing isn’t about chasing the highest yield. It’s about achieving better risk-adjusted outcomes while still meeting your income needs. With this strategy, we’ve taken a more intentional approach to manage risks more deliberately so investors can pursue yield with greater resilience through different market cycles.”
The Income Enhanced Aggressive strategy targets higher potential income for investors willing to accept greater risk.
It draws on a broader range of income sources, including frontier and emerging market bonds, as well as financial credit instruments.
These markets are diversified within the portfolio, and experienced fund managers actively manage it to deliver a more resilient income stream.
The portfolio balances return drivers across different market conditions instead of relying on a single asset class, providing a considered approach to income investing in a changing market environment.
Featured image credit: Edited by Fintech News Hong Kong, based on image by thanyakij-12 via Freepik
This article first appeared on Fintech News Singapore