Alipay has introduced its full-stack AI payment infrastructure to corporate partners and merchants, debuting two services called AI Wallet and Token Pay to facilitate automated transactions.
The rollout expands the platform’s digital payment capabilities to cater to the growing market of independent digital agents.
The consumer-facing AI Wallet is accessible within the main Alipay application.
It allows users to manage and monitor tasks executed by automated agents before and during the transaction process.
To support this deployment, the company has established an intelligent security framework.
Additionally, the Agentic Commerce Trust Protocol defines operational rules between software agents and service platforms.
For businesses and developers, the platform launched Token Pay to handle global subscription payments and token top-ups for AI models.
Technology startups MiniMax and Stepfun have adopted the payment solution to process membership subscriptions and manage transaction infrastructure for their platforms.
“While the essence of commerce remains unchanged in the age of AI, the emergence of AI agents is reshaping everything,”
said Cyril Han, CEO of Ant Group.
“Alipay is building a new generation of AI payment services to accelerate the growth of the agentic commerce ecosystem.”
The platform reported that its AI-native transaction infrastructure has processed 300 million transactions to date. It supports various integrations across hardware devices, retail platforms, and developer systems.
To encourage ecosystem growth, a new developer support program introduces token incentives and waives transaction processing fees for individual software creators.
Featured image credit: Edited by Fintech News Hong Kong, based on image by Alipay