AI is getting better at helping us shop. The next step is much bigger: making payments on our behalf.
That sounds convenient, but it also raises some important questions. Who is really in control? What happens when an AI agent makes a mistake? And how can banks, merchants, and regulators trust transactions that are no longer initiated directly by humans?
In this episode, Lionel Grosclaude, CEO of Fime, joins Fintech News Network to discuss the rise of agentic commerce and why trust may become the most important layer in AI-driven payments.
The conversation explores Fime’s recently launched FACT (Framework for Agentic Commerce Trust), a neutral trust layer designed to help verify, monitor, and govern autonomous transactions.
What Lionel shares his thoughts on in this conversation:
- Why agentic commerce is moving from concept to reality
- The trust gap emerging as AI agents begin making payments
- How the FACT Framework works
- Why independent oversight matters in AI-driven commerce
- The difference between one-time checks and continuous verification
- How banks and merchants can handle disputes involving AI agents
- The role regulators and central banks may play in governing autonomous transactions
- Why businesses should start preparing for agentic commerce now